Strategic Tax Planning & Advisory Services
Legally minimize your tax, protect your assets, and build multi-generational wealth with 25+ years of proven Australian tax expertise.
Moving Beyond Compliance: Why Proactive Tax Planning is Your Greatest Wealth Strategy
Most people think of their accountant once a year when tax season rolls around. But tracking what you’ve already spent isn’t strategy—it's history.
True wealth creation requires looking forward. At Tenfold Wealth Accountants, we believe that every dollar you unnecessarily pay in tax is a dollar that could have been used to pay down debt, reinvest in your business, or grow your property portfolio.
For over 25 years, our senior tax advisors have helped Australian business owners and property investors move from reactive tax lodgements to proactive, strategic tax planning. We don’t just tell you what you owe; we work with you year-round to structure your affairs so you pay exactly what is required—and not a cent more.
Specialist Tax Advisory for Australian Business Owners
Running a business in Australia is complex. Between evolving ATO regulations, payroll tax, Division 7A, and GST, business owners face a minefield of potential tax traps.
With over two decades of hands-on commercial experience, we help you optimize your cash flow and protect your business profits through tailored corporate tax strategies:
Business Structure Optimisation
Are you trading under the right structure? Operating as a sole trader, partnership, company, or discretionary trust drastically alters your tax obligations and asset protection. We review and restructure your business to minimize tax liabilities and safeguard your personal assets.
Managing Division 7A & Company Loans
Borrowing money from your private company can trigger harsh tax penalties if not managed correctly. We craft compliant Division 7A loan agreements and repayment strategies to keep the ATO at bay.
Small Business CGT Concessions
Planning an exit or selling business assets? The ATO offers generous Capital Gains Tax (CGT) concessions for small businesses, potentially reducing your tax bill to zero. We strategically position your business years in advance to ensure you legally qualify for maximum relief.
Smart Trust Distributions
If your business operates through a trust, streaming income to beneficiaries requires careful planning before June 30. We help you navigate Section 100A and optimize trust distributions to legally minimize your family’s overall tax burden.
Expert Property Tax Advisory for Investors & Developers
Property is one of Australia’s favorite wealth-building vehicles, but it is also one of the most heavily taxed. A single misstep regarding capital gains or land tax can wipe out years of investment growth.
Whether you own a single investment property, are building a commercial portfolio, or are undertaking a property development, our 25+ years of property tax experience ensures you maximize your returns:
Capital Gains Tax (CGT) Minimisation
From the main residence exemption to the 50% CGT discount, we apply advanced tax strategies to legally minimize the tax you pay when selling property.
Negative Gearing & Depreciation Maximisation
We ensure every legitimate deduction—from borrowing expenses to professional quantity surveyor depreciation schedules—is claimed correctly to maximize your tax refunds and optimize cash flow.
Multi-State Land Tax Planning
Land tax thresholds vary wildly across Australian states. We design ownership structures (using individuals, companies, or specific trusts) to avoid unnecessary land tax aggregation traps.
SMSF Property Investing
Want to buy property using your super? We provide specialist tax advice on Self-Managed Super Funds (SMSFs), Limited Recourse Borrowing Arrangements (LRBAs), and the unique tax-free environments available in the retirement phase.
The Tenfold Wealth Way: Our Strategic Tax Planning Process
We don't believe in cookie-cutter tax templates. Our proven four-step tax planning framework is designed to find the hidden opportunities in your specific financial landscape.
Deep-Dive Financial Discovery
We review your current structures, asset portfolios, business financials, and historical tax returns to identify immediate risks and missed opportunities.
Pre-June 30 Strategy Blueprint
Well before the end of the financial year, we model various scenarios to project your tax position and implement legal, actionable tax-reduction strategies.
Asset Protection & Structure Realignment
We ensure your assets are siloed correctly to protect your wealth from commercial litigation while optimizing for future tax efficiencies.
Ongoing Advisory & ATO Compliance
Tax law changes constantly. We act as your ongoing strategic partner, adjusting your plan in real-time to align with new legislation and economic shifts.
Why Partner With Tenfold Wealth Accountants?
When it comes to your wealth, experience is irreplaceable.
- 25+ Years of Proven Expertise: For over a quarter of a century, we have guided hundreds of Australian business owners and property investors through economic cycles, property booms, and major tax updates.
- Holistic Wealth Focus: We don't look at your tax in a vacuum. We look at how your tax planning impacts your cash flow, retirement goals, business growth, and estate planning.
- Proactive, Not Reactive: We don't wait for you to call us. We actively reach out throughout the year with insights and strategies tailored to your financial ecosystem.
- 100% ATO Compliant: We push the boundaries of legal tax minimisation without ever exposing you to unnecessary audit risks.
Frequently Asked Questions About Tax Planning
What is the difference between tax planning and tax compliance?
Tax compliance is looking backward—it’s the process of preparing and lodging your tax returns based on events that have already happened. Tax planning is looking forward. It involves analyzing your financial situation before the financial year ends to implement legal strategies that minimize the amount of tax you will owe.
When should I start tax planning for my business or property?
Ideally, tax planning should be an all-year-round conversation. However, formal tax planning sessions should ideally happen between March and May each year. This gives you ample time to implement strategies (like asset purchases, super contributions, or structural changes) before the strict June 30 deadline.
Can a trust really reduce my property or business tax?
Yes, discretionary (family) trusts can be highly effective because they allow you to distribute profit or capital gains to beneficiaries (family members) who are in lower tax brackets. However, trusts must be managed carefully alongside Section 100A and corporate beneficiary rules to ensure complete compliance.
How can I minimize Capital Gains Tax (CGT) on an Australian property?
CGT can be minimized through strategies such as utilizing the 50% CGT discount (holding the asset for longer than 12 months), offsetting gains against capital losses, maximizing your property cost base (including renovations and purchasing costs), and utilizing specific ownership structures.
Ready to Transform Your Tax Strategy?
Don't leave your hard-earned wealth to chance. Partner with a firm that has spent 25+ years protecting and growing the assets of Australian property and business owners.
Book Your Strategy Session Today